Getting Started with Niftipay
Niftipay provides payment orchestration and embedded payment infrastructure for digital businesses and platforms. It supports card, crypto, and stablecoin payment flows through a unified transaction processing layer — handling payment status visibility, settlement visibility, and payout configuration while you control the customer experience.
Why This Matters
Completing account setup correctly ensures payments, withdrawals, and reporting function as expected from initial use. Skipping steps — especially 2FA — will block access to settlement features.
How Niftipay Fits in the Stack
Niftipay sits between your checkout and your payout destination — handling card, crypto, and stablecoin transaction processing, payment status visibility, and settlement visibility.
Your Checkout
Website, API, or platform
Niftipay
Payment processing + settlement visibility
Your Wallet
Payout timing depends on merchant agreement and terms
Your Checkout
Website, API, or platform
Niftipay
Payment processing + settlement visibility
Your Wallet
Payout timing depends on merchant agreement and terms
Supported Integrations
Niftipay connects with your existing stack via REST API, webhooks, or pre-built platform plugins.
Setup Checklist
Create Your Account
Register at niftipay.com with your business email. Complete email verification within 24 hours.
Enable Two-Factor Authentication
Required for all withdrawal operations. Use Google Authenticator, Authy, or any TOTP-compatible app.
Configure Withdrawal Addresses
Add your external wallet addresses for each cryptocurrency you plan to accept.
Generate an API Key (optional)
If integrating programmatically, generate an API key from Settings. Required for webhook setup and API access.
Create Your First Invoice
Navigate to "Create Invoice", select a network, enter the amount, and share the payment link with your customer.
Dashboard Navigation
Fraud Protection
Key Operational Notes
Invoice Expiration
Crypto payment invoices expire after 12 hours. Customers must complete payment within this window.
Minimum Withdrawal
Minimum withdrawal amounts may apply depending on currency, network, and merchant terms. Refer to your account agreement for your specific thresholds.
Confirmed Payment Credits
Once sufficient blockchain confirmations are reached, payments are credited to your Niftipay balance.
Next Steps
After completing setup:
- 1Create a test invoice to verify the crypto payment flow
- 2Review Payment Statuses to understand the transaction lifecycle
- 3Set up a webhook if you need real-time payment notifications
- 4Configure your payout wallet address and test a small withdrawal
Need help? Email support@niftipay.com with your merchant name, order or payment reference, screenshots or error messages, and a short description of the issue.